Question 1

What credit score do you need for business funding?

Accepted Answer

The minimum is a 500 FICO. That is a floor for review, not a guarantee of approval. The decision rests mainly on six months of business bank statements.

Question 2

What do you need to apply?

Accepted Answer

A one page application plus six months of business bank statements. No tax returns to apply, no balance sheet, and no profit and loss statement. Underwriting can request additional documents on an individual file.

Question 3

How much funding is available?

Accepted Answer

$2,600 to $1,000,000 unsecured, sized against your monthly revenue. A minimum of $4,000 in monthly revenue is required.

Question 4

How fast is a decision?

Accepted Answer

As fast as 1 to 2 days once a complete file is submitted.

Question 5

Can you qualify after a bankruptcy or a bank turndown?

Accepted Answer

Bankruptcies, tax liens in a payment plan, and prior bank turndowns are all workable. Funding is available in all 50 states.

One page application.
1–2 days.
Up to $1,000,000.

Use it for

Who qualifies

Get the application.

Before you apply

One page application. 1–2 days.Up to $1,000,000.

Use it for

Who qualifies

Get the application.

Before you apply

One page application.
1–2 days.
Up to $1,000,000.